Employee Benefits

P.J. Demarie III believes in making things simple!  I offer a full line of employee benefit products. My expertise in the entire product portfolio makes it easy for me to help you address all of your employee benefit needs.

  • Heath Insurance*
  • Dental Insurance*
  • Life Insurance
  • Long and Short Term Disability Insurance*
  • Long Term Care Insurance
  • 401 (k)

*Products available through one or more carries not affiliated with New York Life, dependent on carrier authorization and product availability in your state or locality.

Why choose P.J. Demarie III, as your agent?

P.J. Demarie, III, has industry expertise coupled with innovative ideas that helps companies like yours everday navigate the ever changing would of employee benefits.

  • Qualifications- Over 23 years in the health insurance and life insurance industy arms me with the skills and knowledge to help your company keep costs and problems to a minimum.
  • Service Guarantee- Research and help resolve issues in a timely manner.  I will hold annual meetings with your employees to keep them abreast of any changes in plan designs or benefits.  This alone makes a company benefit an actual benefit and not a hastle!  Simple tasks like ordering ID cards, new employee packets, updated administrative kits including current forms can become a very tedious and time consuming procedure.  I will be here for you and to make sure your have all of the supplies you need in order to administer your benefits package to the best of your ability. 
  • Business Philosophy- My business philosophy is one of information and education  I feel that many agencies do not provide enough information for employers and employees alike to make the best decisions when it comes to their benefits.  It's a fact, employee's who are informed make better and more educated decisions. If I can provide the employees with the information to help them ask the right questions, they become better consumers.  I feel it is important to educate the employer and employees on the online information and tools available.  Many carriers have web sites that let you access: billing, enrollment, plan information, and online explanation of benefits.
  • Marketing Capabilities- By helping identify what is important to you and your employees, together I can help find the insurance company that will be the best fit.  Your benefit package should be a benefit, not a hassle. I will make sure that stays true.  Annually I will bring your company updated information and make sure that your company is with the most competitive and service oriented company.  Our needs change, and I should make sure that our benefits do the same!

Lets go to Market!

P.J. Demarie III, I make sure that when you receive a renewal from your current carrier, I shoped the insurance carriers  to make sure that it is the best plan for you and your employees.

The Marketing Process

Below is a marketing timeline that I follow in order to help reduce the stress and pressure of making a quick decision.

  • 90 days prior to renewal- Obtain current and accurate census information.
  • 60 days prior to renewal-Send census to many different carriers to receive quotes.
  • 45 days prior to renewal- Meet with your company to make a decision on whether to stay with the current carrier or move to a new carrier for the next plan year.
  • 30 days prior to renewal- Hold employee meetings to inform the employees of your company of any changes in their benefits.  Education reduces problems!
  • Renewal Month- Everyone receives new ID cards and the plan is installed smoothly!
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